2 Formulas :
- Evacuation / Simple hospitalization.
In case of accident or serious illness, the insured is evacuated to South Africa for treatment. Once stabilized, the patient is repatriated to the DRC. In the case of expatriate workers, they can be brought back to their country of origin where their care is covered by their social security cover (OSSOM, CFA, etc).
- The Silver range.
A comprehensive coverage that supports all care until healing. It covers both the care, treatment and hospital costs in the DRC (minor risks) as well as emergency evacuation with hospitalization in South Africa (major risks).
2 geographical areas for Silver :
– Silver Africa covers care until complete cure only in Africa.
– Silver Worldwide covers care until complete healing worldwide (except USA and Canada).
Download Oraclemed application form here
How is calculated the yearly insurance premium ?
- The company can insure the entirety of its workers or determine a number of workers to be covered.
- In the case where the company overs all its staff, the premium is calculated on the total number of workers.
- For a number less than 10 persons, the premium is calculated individually according to the age of each individual.
|Medical consultation with medical prescription and care|
|Observation and hospitalization: 120h- 5 days (room with 2 beds)|
|Normal delivery, (eutocic), obstructed labor and caesarean delivery (7 days to 10 days)|
|Hospitalization > 5 days|
|Urgent evacuation to RSA|
|Paediatrics, obstetrics and Gynaecology, Surgery and Internal Medicine|
|Ophthalmology, Dermatology, ENT, Dentistry|
|Neuropsychiatry and Neurosurgery on appointment||RSA||WORLD|
|Mandatory check up and physical test|
|Routine laboratory tests: Blood count, Palidism,Widal, Biochemistry|
|Direct stool analysis|
|Cytobacteriological examinations of urine, biochemistry|
|Vaginal smear , urethral and Pregnancy test|
|Special laboratory tests : Ziehl on sputum, LCR, Liquid effusion|
|Spermogram (sperm analysis) and Prenuptial test|
|Total bilirubin, direct and indirect|
|Culture: Culture, stool culture|
|Acid phosphatise, Alkaline phosphatise, Rivalta|
|others on request of the physician|
|Haemoglobin electrophoresis, Electrophoresis of protein,Blood electrolyte.|
|Routine – X ray : skull, spine, chest, pelvic, upper and lower limbs…|
|Gynaecologic and obstetrical ultrasonography|
|X-ray : Abdominal and pelvic|
|Echography Abdominal and pelvic|
|Abdominal ultrasound: abdominal-pelvic-bladder and prostate|
|Heart ultrasound: ECG|
|Heart ultrasound: EEG|
|Ultrasound: spleen liver, kidneys, thyroid|
|Scanner PET, CT and MRI (on appointment)||RSA||WORLD|
|Small Surgery: Simple Suture of linear wound, abscess, boil …|
|Surgical -Proceedings: hernia cure, appendectomy…|
|Professional -Technique: infiltration and others.|
|Blood -Transfusion complete|
|Surgical -Proceedings: Kystectomie, osteosynthesis|
|Pharmaceutical Products: prescription and issuance delivery of generics.|
|Pharmaceutical Products: prescription and delivery of foreign generics.|
|TRANSPORT AMBULANCE CLINIC|
|Evacuation by clinical ambulance to other hospitals.||RSA||WORLD|
|Health transfer evacuation to RSA + repatriation to origin country (patient + spouse)||RSA||WORLD|